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Jobs Available
Talents available

 

 

Company

Hidden

Location

Flacq

Industries

Banking
Banking

Job Type

Full-time

Min. Education Level

Bachelor's Degree / Licence Bac+3

Min. Career Level

Supervisor

Closing Date

24-Dec-2021
 
   

JUNIOR CREDIT RISK ANALYST



Job Description
The ideal candidate for this role will be responsible for running existing credit risk related reports as well as the further analysis of data in order to determine our customer’s payment performance which will be used for strategic decision-making.

Roles and Responsibilities
• Assist with the monitoring of risk based strategies within acquisition to ensure that only customers with the correct risk levels are acquired
• Assist with the review and enhancement of the credit limits to ensure the business exposure strategy is met
• Assist with and maintain strategies for early and late stage collections that ensure that operations department focus on the correct delinquent accounts
• Maintain and update forecast models for future legal write off and provisions
• Use data-oriented approach to work with others in solving complex business problems around profitability, marketing, risk, and operational analysis
• Design experiments and use various test and control strategies for credit operations, analyse results, and build predictive models to forecast future outcomes.
• Perform data-oriented ‘what if’ and ‘ad-hoc’ analysis to support business strategy optimization in credit operations
• Monitoring credit quality of business booked as well as the credit portfolio, by reviewing risk reports and findings
• Assists Credit Risk Manager and Senior Credit Risk Analysts on key projects



Requirement
• Degree with maths / stats / finance / engineering
• Minimum of 2 years working experience as a credit risk analyst
• Strong analytical skills and self-motivated driver of performance
• Excellent interpersonal communication (verbal & written), assertiveness and judgment skills
• Strong planning, organizing and coordinating skills
• Performance-driven and results-orientated with a relentless drive to succeed
• The ability to prioritise and multi-task within a fast-paced and pressurised environment
• Exceptional attention to detail with a thorough approach to work
• A strong can-do attitude and an energetic positive approach
• Entrepreneurial by nature